Smart loan
Loan? Piece of cake!
Reach new heights with Alismint Smart Loans (ASL)
When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get a savings account before you apply –
Subject to application, financial circumstances and borrowing history
borrowing options
Car loans
Secure a better deal with a loan
Get the wheels in motion with a car loan from Alismint and your next purchase could be just around the corner.
Home improvement loan
Feel optimistic about your financial future
Take control of your borrowing by getting all your debts in one place with a Alismint Smart Loan.
Top-up loan
Already have a Alismint Smart Loan but could do with a little more? You may be able to top it up or get an additional loan.
What our smart loans give you
Easy
Apply for your Term Loan online or find out how much you qualify for
Affordable interest
The Annual Percentage Rate (APR) for your personal loan is a maximum of 24.75%
TCount Rewards
You can pay your monthly loan instalment with UCount Rewards if you have enough Rewards Points
Flexible terms
Choose between a minimum of 1 year and a maximum of 10 years to repay your personal loan
Apply for a loan & save 2%* on your interest rate
Sign in and apply now via Internet Banking or signup for a premiere account below.
*Ts&Cs apply
How to apply
Repaying your loan early
You can repay your loan early, in part or in full, whenever you like. If you repay in full, we’ll charge you a fee of 30 days’ interest, as well as any other interest that’s due. We’ll calculate this using the amount you owe. Give us a call on +1 204-819-0489 if you’d like to talk to us about this.To apply for a Alismint Smart Loan you’ll need to be…
At least 18 years old, a US resident and a Premier customer.
To become a Premier customer, you need:
An annual gross income of $50,000 or more paid into a Alismint savings account
or
$100,000 or more saved or invested with us.
We review eligibility regularly and may change the criteria in future. If you’re no longer eligible for Premier Banking, we’ll contact you to explain your options.
Don’t meet these eligibility criteria? You may be able to apply for our regular Alismint Loan instead.
